Many services at East Lothian Council are performing well.
But the council can't rely on using money saved in reserves to support the delivery of services.
Between 2026 and 2030, the council could be short of nearly £46 million in the money it wants to spend on services and cash available.
There are growing pressures on services, with increasing younger and older populations.
Significant progress is needed to change how services are delivered, and be certain the council can afford to continue delivering services and invest for the future.